I know most insurance companies are reliable and that sometimes a reasonable increase in insurance premiums is justified. I don’t like when it happens, but I understand that it can happen. Even the most reasonable person would agree, however, that three increases over a six year period, cumulatively totaling over a 100 percent hike in premiums, would be unjustified, harmful and unconscionable. That is what is being done to thousands of seniors and pre-retirees in Kentucky who bought long term care insurance years ago.
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